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The opinions in this article are solely mine, are are not intended to offend or discriminate. All information in this review has been researched on the public domain of the internet.

CTFO CBD Oil Review


If you’ve been searching for an opportunity to make money online, you may have been considering MLM schemes. I’m not here to totally put you off MLM’s, but they are not usually the most lucrative models on income generation.

This CTFO CBD Oil review will give you an insight into the opportunities offered on an MLM front. Is CTFO CBD Oil a scam, or a legitimate MLM model that pays good commissions. You’ll have a fair idea at the end of this review.

Quick Navigation

What is CTFO CBD Oil
How To Get Started With CTFO CBD Oil
CTFO CBD Oil​ Payment Structure
MLM Success Is Rare
Is CTFO CBD Oil​ or Pyramid Scheme
What Products Are Involved
CTFO CBD Oil Reviews
Better Opportunities Than MLM
My Verdict

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CTFO CBD Oil SummaryIs CTFO CBD Oil a Scam 500x200

Product Name: CTFO CBD Oil

Founder/Owner: Stuart Finger

Price: Free as an affiliate, $49.97 MLM

Program Summary: In my opinion, CTFO CBD Oil is a legitimate company with quality products. While I would recommend CTFO products, their MLM compensation plan is like many others. MLM schemes in general will not make you much money.

Would I Recommend It: Maybe

Rating: 45/100

What is CTFO CBD Oil

The company CTFO stands for Changing the Future Outcome, but was initially launched in 2015 under the acronym description Chew the Fat Off. CTFO sells various weight loss, skincare, oils, hair growth & pet products.

More recently, they’ve been introducing customers to CTFO CBD Oil. Although they’re a little bit late to the party with this, it’s certainly a good way to go, due to the popularity of CBD oil.

CTFO offers you the opportunity to partner with them by selling CTFO products. There are two models of income generation through CTFO, which are slightly different. These models are:

  • Retail sales commissions
  • MLM (multi-level marketing) commissions

On top of this, there are additional bonuses for those that reach the higher levels of the MLM structure.

What Does CTFO CBD Oil Do?

CTFO CBD Oil is a cannabis oil. CBD stands for Cannabidiol, and is an essential component of medical marijuana. It is derived directly from the hemp plant, which is a cousin of marijuana.

The use of CBD oil has been proven to have multiple benefits, including the following:

  • Promotes healthy energy levels
  • Relieves anxiety
  • Supports healthy blood sugar levels
  • Promotes overall feelings of serenity and well-being
  • Aids in digestion
  • Supports the regeneration of healthy cells
  • Supports optimal immune function

CBD oil has been touted as a health agent that can treat some childhood epilepsy syndromes, amongst other diseases that don’t respond to antiseizure medications. It’s becoming more readily available as more states and countries recognise the health benefits.

How To Get Started With CTFO CBD Oil

Getting started as an affiliate is fairly simple. All you need to do is create an account to sell CTFO CBD Oil products, and earn commissions through retail sales.

It’s also possible to refer others to the CTFO CBD Oil MLM part of the business. Once you begin referring others, you can earn commissions through their multi level payment structure.

CTFO CBD Oil​ Payment Structure

MLM commission structures can be a bit confusing to come to grips with. In comparison, though I believe the CTFO commission structure is easier to get your head around than most. To get a handle on the commission structure, watch the video below to see what’s involved.

Although they attempt to make this sound extremely convincing, MLM schemes rarely bring in very good incomes. If you watched the commission explanation above, you will have seen the chart below that shows the unilevel structure pay example.

CTFO CBD Oil commissions

While this all looks good in theory, the chances of every member also referring 3 others is extremely slim. This is what makes MLM’s so difficult to make money, it’s very hard to recruit others to the system, that you may believe in. So even though the income shown here is $750 in a month (which is true if every referral gets 3 other referrals), the reality is generally a lot less than this.

MLM Success Is Rare

As I’ve stated above, MLM schemes are not the most lucrative of opportunities to make money. A far as MLM commission structures go, I do like the CTFO system.

In general though, success with MLM’s are extremely rare. In fact, a recent survey shows that 73% of people that participate in MLM schemes either lose money, or don’t make any money.

That’s a huge percentage, and highlights the minority that has to work extremely hard to get any positive results.

To highlight further, the image below shows how those at the top levels on an MLM structure make the majority of funds, while those at the base levels struggle.

Typical MLM Structure

Although I’m pointing out the lack of earning capacity via the MLM method, it is a legitimate income model.

Is CTFO CBD Oil​ or Pyramid Scheme

CTFO CBD Oil is NOT a scam or a pyramid scheme. The business model is a legitimate MLM, or retail affiliate marketing opportunity.

Pyramid schemes are illegal in most places, but there’s a difference between MLM’s and Pyramids. Because CTFO sells physical products, and is not solely reliant on recruitment to sell their products or services, it is not considered a pyramid scheme.

Although it has been noted that if your potential upline is qualifying for MLM commissions via their own $49.97 monthly spend, and they’re not generating at least an equal $49.97 a month in retail sales, it could be considered a pyramid scheme. However, this is not how the model is supposed to operate.

What Products Are Involved

Along with the CTFO CBD Oil that is sold through ‘Changing the Future Outcome’, other health products are also available. These include pain gels, healing creams and sleep support products.

I understand these other products are still available to purchase, but it seems the CTFO CBD Oil range has taken over as their primary selling objective. The CTFO (Changing the Future Outcome) website really only provides CTFO CBD Oil products, as this is their new major niche.

CTFO CBD Oil products

CTFO CBD Oil Reviews

Another way of finding out if sites like CTFO is a scam, is to check out the reviews, just like you’re doing here. To help you out further, I check other authority sites like Trustpilot, a site where people can vent their frustrations or offer their great experiences.

Only 2 reviews have been submitted on Trustpolit for CTFO, and both have been complimentary.

CTFO CBD Oil reviews

The reviews above are for the products themselves, not the MLM scheme. As far as becoming a partner with CTFO CBD Oil, the reviews are also quite good.

CTFO CBD Oil reviews from Indeed

What I did notice in the reviews though, nobody said they were making good amounts of money. Most applauded the way the company is run and the flexibility the opportunity presents.

Better Opportunities Than MLM

There’s a good chance you’re reading this review because you’re searching for a way to make money, and you want to know if CTFO CBD Oil is a scam. The answer is no, CTFO CBD Oil is totally legitimate and the opportunity to partner with them as an MLM consultant is also legit.

However, if you think you’ll be making decent money via an MLM scheme, think again. As I’ve already pointed out, the success rate of making money through an MLM scheme is not that good. It takes a lot of time and effort, often organising parties or events to sell products. And more often than not, it’s hard to cover the setup costs for these parties.

There are better options to make money, one of which is how I make money online. I’m an affiliate marketer, and I can help you become a successful affiliate marketer if it interests you. If you’ve been desperate to find a great way to make money online, this is one of the best opportunities available.

The possibilities are endless, as more and more companies around the world use people like me to help sell their products. You can learn this by reading my Beginners Step by Step Guide to Affiliate Marketing.

Once you’re done reading, check out my top recommendation on where to get started by reading this WA review.

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My Verdict

CBD Oil certainly does seem to be flavour of the month, maybe for some time to come yet. CTFO CBD Oils are good quality and have a decent reputation. I would have no hesitation in recommending their products.

Becoming a CTFO CBD Oil MLM consultant on the other hand would not be a venture I’d recommend. This is because MLM’s in general are not going to make you much money, and you’ll be working your arse off.

Even years down the track, there’s little chance of getting to the level of the big guys. In my opinion, you’d be better off looking for alternative streams of income. There certainly are some great benefits to affiliate marketing if you go down that avenue, or maybe try eCommerce dropshipping or selling products on Amazon. These are all proven successful online opportunities. 

A new online career can be achieved by anyone, it’s a matter of putting your mind to it.

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